Remodeling Budget Planner
Give every dollar a job before the first demolition decision is made.
A realistic renovation budget has room for decisions
Begin with a working scope, then assign a planning allowance to each trade and finish category. Keep a separate contingency for conditions that cannot be confirmed until work begins. Do not use contingency to make an under-scoped plan look affordable.
A practical budget order
- Protect the house: structure, water, electrical, plumbing, and HVAC.
- Fund the rooms that change how you live.
- Set finish allowances that reflect your actual choices.
- Reserve contingency and document what it can cover.
Bring this budget, along with a clear priority list, into every contractor conversation.